your legacy
together.













I’m available to you 7 days a week.
I’ll keep you updated annually and bi-annually.
We can do your application offline or online.
I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

I’m available to you 7 days a week.
I’ll keep you updated annually and bi-annually.
We can do your application offline or online.
I’m partnered with some of the Best Rated Life Insurance Companies in Canada.
From Manila to Financial Freedom: My Journey
Growing up in Manila, I learned early that creating a better future meant being willing to do whatever it took. I pursued university studies, but life had other plans—and bigger opportunities. In 2009, with nothing but determination and a dream for my family, I took a leap of faith and moved to Canada. Degree or not, I was committed to building something meaningful.
Those early years were far from easy. I worked at McDonald's Restaurant while taking on janitorial jobs on the side—long hours, late nights, and a relentless drive that kept me going. What I didn’t expect was how simple conversations would change the entire course of my life. A friendly regular at McDonald's. A dentist who mentioned an opportunity. These small moments opened a door to Greatway, where I found not just a job, but a calling.
Finding Purpose in Financial Services
In 2013, I earned my insurance advisor license. For the first time, I had the tools to help families protect what matters most and build real, lasting wealth. The entrepreneurial path I chose didn’t just exceed my past income—it transformed my life.
Along the way, I was recognized for productivity and agency growth. But the true rewards were personal: creating meaningful experiences for my family, achieving milestones we once only dreamed about, and finally owning a home of our own.
Sharing the Path Forward
My journey taught me something powerful: our past shapes us, but it doesn’t define where we can go. With perseverance, education, and the right guidance, anyone can change their financial reality.
Through Greatway, I discovered my mission—making financial literacy and independence accessible to everyone. These aren’t privileges reserved for a select few; they are possibilities available to anyone willing to learn and take action.
Today, I help individuals and families understand the real value of life insurance, build strong wealth strategies, and take confident steps toward financial freedom. No matter where you’re starting from, I’m here to meet you where you are and guide you forward.
Because I believe this deeply:
Financial freedom isn’t about where you begin—it’s about the decisions you make and the guidance you follow.
If you’re ready to take control of your financial future, I’m here to walk that path with you—just as others once did for me.
We are committed to the highest standard, in terms of client confidentiality.
Please be assured that I will never sell or distribute the personal information you provide.
We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.
© 2025 Fernan Cagara All rights reserved.